Fast, simple and fair financing for SMEs

Boost your SME with tailored, data-driven financing solutions. Fast and simple for small businesses, flexible and customised for larger ones. Let’s grow your business!

€2 billion

Already financed since 2016

€10,000 - €5M

Financing range per client

4000

Business financed since 2016

Clear and Simple pricing

Calculator

Why choose smeGo?

Speed

As expert financiers for established small and medium-sized enterprises (SMEs), we understand the importance of acting swiftly, and we strive to assist your company in securing suitable financing. Our team is eager to collaborate and provide your business with the right working capital solutions.

Flexibility

Our loans range from €10,000 to €1,500,000 and can be combined with our factoring solution to provide your business with working capital needs up to €5,000,000. Through a combination of technology and a team of experts, we make flexible business financing accessible for SMEs.

Broad product range

Our extensive product range allows you to easily combine multiple financing solutions for your company's working capital needs, all on one platform - smeGo. This helps you avoid additional costs, complexity, and save time compared to stacking different products from various providers.

We can help your business today!

Our experienced team provides SMEs with a comprehensive financing package to further help your business grow.

I need a loan

The business loan caters to the needs of every SME. Whether you want to invest in machinery, digitize your business, or renovate your commercial property, we are the right partner for you.

Up to €1,500,000
Repayment period of up to 3 years, with a repayment schedule extending up to 20 years
Fast and without administrative hassle, you will receive your loan within 1 business day
The monthly installment consists of both interest and principal repayment
One-time closing costs, depending on the loan amount
Early repayment without penalties

I need a credit line

A credit line helps your business to be agile and responsive, seizing opportunities as they arise, and navigating through challenging times. Our Flexi-Finance offering is the perfect solution for the needs of any business.

Up to €1,500,000
Repayment period up to 3 years
Only pay interest on the amount you use
No repayments during the term
Flexible withdrawals and repayments
One-time closing costs, depending on the loan amount
Early repayment without penalty

I need invoice factoring

Our factoring service means your business doesn’t have to stand still while you wait for bills to be paid. We can help you get access to money you’ve invoiced for immediately, while you focus on growing your enterprise.

Up to €3,500,000
No minimum number of invoices
Interest rate from 0,75 % / month
Deferred payment term up to 90 days

How does it work

Complete the quick and easy application process

0 0

Get a call from us in 1 hour.

0 0

Provide additional documents (if needed).

0 0

Receive an offer in 1 business day.

0 0

Calculator

Account Value

€10 000€5 000 000

Interest

Payment term

1 month6 months

* The given numbers are of standard pricing, excluding VAT and the EURIBOR index. This calculator is for informational purposes only and is based on an approximate calculation based on the data provided by the applicant.

Our commitment to a better world

We’ve concluded some strategic partnerships to support green businesses and reduce CO2 emissions, as well as supporting businesses that invest in green energy initiatives, and digitalisation. With preferential interest rates, low barriers to entry, and the same quality support from the smeGo team. Find out today if you qualify, and let’s build a brighter future together.

Latest News

Keep up to date on all initiatives, news and developments at smeGo across Europe.

Get our mobile app smeGo

The easy, mobile way to manage your applications, payments, and track loans

Kies taal