{"id":22350,"date":"2024-08-22T10:27:54","date_gmt":"2024-08-22T07:27:54","guid":{"rendered":"https:\/\/smego.com\/?p=22350"},"modified":"2024-08-22T10:35:02","modified_gmt":"2024-08-22T07:35:02","slug":"smego-kreditportfelis-latvija-ir-sasniedzis-30-miljonus-eiro","status":"publish","type":"post","link":"https:\/\/smego.com\/lv\/smego-kreditportfelis-latvija-ir-sasniedzis-30-miljonus-eiro\/","title":{"rendered":"\u201csmeGo\u201d kred\u012btportfelis Latvij\u0101 ir sasniedzis 30 miljonus eiro"},"content":{"rendered":"\n<p><strong>Finan\u0161u tehnolo\u0123iju platformas \u201csmeGo\u201d kred\u012btportfelis Latvij\u0101 piecu gadu laik\u0101 ir sasniedzis 30,6 miljonus eiro. 85% no t\u0101 ir aizdevumi biznesa att\u012bst\u012bbai, 10% veido faktorings, bet atliku\u0161os 5% \u2013 kred\u012btl\u012bnijas un konfidenci\u0101lais faktorings.<\/strong><\/p>\n\n\n\n<p>Popul\u0101r\u0101kie \u201csmeGo\u201d produkti ir apgroz\u0101mo l\u012bdzek\u013cu aizdevumi un mikrokred\u012bti ar Eiropas invest\u012bciju fonda garantij\u0101m vai bez t\u0101m. Teju ceturt\u0101 da\u013ca (23%) \u201csmeGo\u201d finans\u0113juma ir izsniegta nekustam\u0101 \u012bpa\u0161uma biznesam, 15% pakalpojumu sektoram, 14% vairumtirdzniec\u012bbas uz\u0146\u0113mumiem, 12% \u2013 lauksaimniec\u012bbas nozarei. L\u012bdz \u0161im liel\u0101k\u0101 finans\u0113t\u0101 summa ir 1,25 miljoni eiro, kas izsniegti ra\u017eo\u0161anas uz\u0146\u0113muma att\u012bst\u012bbai.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u201cNelieliem uz\u0146\u0113mumiem bank\u0101s nereti ir \u013coti gr\u016bti piek\u013c\u016bt finans\u0113jumam, un tas ir galvenais iemesls, k\u0101p\u0113c mazie un vid\u0113jie uz\u0146\u0113mumi c\u012bn\u0101s ar gr\u016bt\u012bb\u0101m piel\u0101goties videi draudz\u012bg\u0101k\u0101m praks\u0113m vai izmantot jaun\u0101k\u0101s un efekt\u012bv\u0101k\u0101s tehnolo\u0123ijas. Tas prasa b\u016btiskus finan\u0161u ieguld\u012bjumus, kuri \u0161iem uz\u0146\u0113mumiem nav,\u201d nor\u0101da \u201csmeGo\u201d Latvijas fili\u0101les vad\u012bt\u0101js Agris Indri\u010devs.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>T\u0101p\u0113c vi\u0146\u0161 uzskata, ka uz\u0146\u0113muma izaugsme Latvij\u0101 ir apliecin\u0101jums, ka \u0161\u0101di pakalpojumi uz\u0146\u0113m\u0113jdarb\u012bbas att\u012bst\u012b\u0161anai ir nepiecie\u0161ami un tirg\u016b piepras\u012bti. \u201cM\u016bsu tehnolo\u0123ij\u0101s balst\u012btais biznesa modelis apvienojum\u0101 ar padzi\u013cin\u0101t\u0101m zin\u0101\u0161an\u0101m par kredit\u0113\u0161anas biznesu ir \u013c\u0101vis sekm\u012bgi konkur\u0113t ar bank\u0101m par finans\u0113juma izsnieg\u0161anu maziem un vid\u0113jiem uz\u0146\u0113mumiem. Ar\u012b turpm\u0101k ieguld\u012bsim tehnolo\u0123iju un procesu att\u012bst\u012bb\u0101, lai m\u016bsu pakalpojumu sa\u0146em\u0161anas procesu padar\u012btu v\u0113l \u012bs\u0101ku un \u0113rt\u0101ku. Jau \u0161obr\u012bd klienti visvair\u0101k nov\u0113rt\u0113 m\u016bsu \u0101trumu un individu\u0101lo apkalpo\u0161anu, ko maz\u0101ki uz\u0146\u0113mumi bank\u0101 nesa\u0146em,\u201d uzsver A. Indri\u010devs.<\/p>\n\n\n\n<p>Klienta re\u0123istr\u0113\u0161an\u0101s vid\u0113jais \u0101trums \u0161obr\u012bd aiz\u0146em 12 min\u016btes. Uz\u0146\u0113muma patent\u0113tais r\u012bks finans\u0113\u0161anas izv\u0113rt\u0113\u0161anai un l\u0113mumu pie\u0146em\u0161anai \u201cGoCredits\u201d \u013cauj pie\u0146emt l\u0113mumu tikai divu min\u016b\u0161u laik\u0101. \u0160ogad \u201csmeGo\u201d pl\u0101no ieguld\u012bt v\u0113l vienu miljonu eiro tehnolo\u0123iskaj\u0101 infrastrukt\u016br\u0101, lai uzlabotu klientu apkalpo\u0161anu.<\/p>\n\n\n\n<p>K\u0101 nor\u0101da A. Indri\u010devs, liel\u0101kie izaicin\u0101jumi mazo un vid\u0113jo uz\u0146\u0113mumu att\u012bst\u012bbai Latvij\u0101 ir neskaidr\u0101 glob\u0101l\u0101 ekonomisk\u0101 situ\u0101cija, neprognoz\u0113jam\u0101s resursu izmaksas, augst\u0101s procentu likmes, k\u0101 ar\u012b kvalific\u0113ta darbasp\u0113ka tr\u016bkums un neskaidr\u0101 fisk\u0101l\u0101 politika, jo atkal notiek diskusijas par nodok\u013cu palielin\u0101\u0161anu biznesam.<\/p>\n\n\n\n<p>\u201csmeGo\u201d ir 2016. gad\u0101 Lietuv\u0101 dibin\u0101ts uz\u0146\u0113mums, kura nosaukums tolaik bija \u201cSME Finance\u201d. \u0160obr\u012bd uz\u0146\u0113muma komand\u0101 ir vair\u0101k nek\u0101 140 profesion\u0101\u013cu se\u0161\u0101s valst\u012bs, tostarp Latvij\u0101. L\u012bdz 2024. gadam uz\u0146\u0113mums ir izsniedzis finans\u0113jumu 1,9 miljardu eiro apm\u0113r\u0101 vair\u0101k nek\u0101 4000 uz\u0146\u0113mumiem vis\u0101 Eirop\u0101.<\/p>\n\n\n\n<p><a href=\"https:\/\/labsoflatvia.com\/aktuali\/smego-kreditportfelis-latvija-ir-sasniedzis-30-miljonus-eiro\" title=\"\">Link<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finan\u0161u tehnolo\u0123iju platformas \u201csmeGo\u201d kred\u012btportfelis Latvij\u0101 piecu gadu laik\u0101 ir sasniedzis 30,6 miljonus eiro. 85% no t\u0101 ir aizdevumi biznesa att\u012bst\u012bbai, 10% veido faktorings, bet atliku\u0161os 5% \u2013 kred\u012btl\u012bnijas un konfidenci\u0101lais faktorings. Popul\u0101r\u0101kie \u201csmeGo\u201d produkti ir apgroz\u0101mo l\u012bdzek\u013cu aizdevumi un mikrokred\u012bti ar Eiropas invest\u012bciju fonda garantij\u0101m vai bez t\u0101m. Teju ceturt\u0101 da\u013ca (23%) \u201csmeGo\u201d finans\u0113juma [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":21681,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-22350","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/posts\/22350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/comments?post=22350"}],"version-history":[{"count":3,"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/posts\/22350\/revisions"}],"predecessor-version":[{"id":22357,"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/posts\/22350\/revisions\/22357"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/media\/21681"}],"wp:attachment":[{"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/media?parent=22350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/categories?post=22350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smego.com\/lv\/wp-json\/wp\/v2\/tags?post=22350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}